Cost of Living Adjustment

April 2020 COLA

For most, the retirement benefit payment paid at the end of April 2020 includes a cost of living adjustment (COLA). The amount of your retiree COLA depends upon the tier from which you retired and your retirement date.

Please refer to the table below to determine your COLA percentage for 2020.

Calculating the COLA

The COLA is calculated as required in the California Government Code based on changes in the Urban Consumer Price Index (CPI) for the San Francisco Bay Area. The CPIs for the two prior calendar years are averaged and rounded to the nearest one-half percent.

The average CPIs described above represent an increase of 3.29%, which rounds to 3.5% for 2020.

COLA Maximums and COLA Bank

Each retirement tier has a maximum COLA of 2%, 3% or 4%.

If your maximum allowable COLA is less than the increase in the CPI, the difference is "banked" for possible use in a future year. If the change in the CPI is less than your maximum allowable COLA, we will make a "withdrawal" from your COLA bank, if available, in order to bring your increase up to the maximum allowable for your employer and/or tier.

COLAs by Employer and Tier

Your COLA is based on your employer and tier, and retirement date. Click the link for your former employer below to find your COLA percentage for 2020. The information applies to both General and Safety retirement tiers.

City of San Rafael
City of San Rafael
Tier Retirement Date 2020 COLA
Received
Maximum
Allowable
COLA
Tier 1 All dates 3% 3%
Tiers 2, 3 All dates 2% 2%
County of Marin
County of Marin
Tier Retirement Date 2020 COLA
Received
Maximum
Allowable
COLA
Tiers 1, 1A, 1B On or before Dec. 31, 1977 4% 4%
Tiers 1, 1A, 1B On or after Jan. 1, 1978 3.5% 4%
Tiers 2, 2A, 2B, 3, 3A, 4, 5 All dates 2% 2%
LAFCO
LAFCO
Tier Retirement Date 2020 COLA
Received
Maximum
Allowable
COLA
Tier 2 On or before Dec. 31, 1977 4% 4%
Tier 2 On or after Jan. 1, 1978 3.5% 4%
Tiers 3, 4 All dates 2% 2%
Marin City Community Services District
Marin City Community Services District
Tier Retirement Date 2020 COLA
Received
Maximum
Allowable
COLA
All tiers On or before Dec. 31, 1977 4% 4%
All tiers On or after Jan. 1, 1978 3.5% 4%
Marin/Sonoma Mosquito & Vector Control District
Marin/Sonoma Mosquito & Vector Control District
Tier Retirement Date 2020 COLA
Received
Maximum
Allowable
COLA
All tiers On or before Dec. 31, 1977 4% 4%
All tiers On or after Jan. 1, 1978 3.5% 4%
Marin Superior Court
Marin Superior Court
Tier Retirement Date 2020 COLA
Received
Maximum
Allowable
COLA
Tier 1 On or before Dec. 31, 1977 4% 4%
Tier 1 On or after Jan. 1, 1978 3.5% 4%
Tiers 2, 3, 4, 5 All dates 2% 2%
Novato Fire Protection District
Novato Fire Protection District
Tier Retirement Date 2020 COLA
Received
Maximum
Allowable
COLA
Tiers 1, 2, 3 On or before Dec. 31, 1977 4% 4%
Tiers 1, 2, 3 On or after Jan. 1, 1978 3.5% 4%
Tiers 2A, 3A All dates 2% 2%
Southern Marin Fire Protection District
Southern Marin Fire Protection District
Tier Retirement Date 2020 COLA
Received
Maximum
Allowable
COLA
Tiers 1, 2, 3 On or before Dec. 31, 1977 4% 4%
Tiers 1, 2, 3 On or after Jan. 1, 1978 3.5% 4%
Tiers 2A, 3A All dates 3% 3%
Tamalpais Community Services District
Tamalpais Community Services District
Tier Retirement Date 2020 COLA
Received
Maximum
Allowable
COLA
All tiers On or before Dec. 31, 1977 4% 4%
All tiers On or after Jan. 1, 1978 3.5% 4%