Cost of Living Adjustment

April 2021 COLA

For most, the retirement benefit payment paid at the end of April 2021 includes a cost of living adjustment (COLA). The amount of your retiree COLA depends upon the tier from which you retired and your retirement date.

All retirees eligible for the COLA will receive notice of their 2021 percentage by mail. You may also refer to the tables below to determine your COLA percentage for 2021.

Calculating the COLA

The COLA is calculated as required in the California Government Code based on changes in the Urban Consumer Price Index (CPI) for the San Francisco Bay Area. The CPIs for the two prior calendar years are averaged and rounded to the nearest one-half percent.

The average CPIs described above represent an increase of 1.73%, which rounds to 1.5% for 2021.

COLA Maximums and COLA Bank

Each retirement tier has a maximum COLA of 2%, 3% or 4%.

If your maximum allowable COLA is less than the increase in the CPI, the difference is "banked" for possible use in a future year. If the change in the CPI is less than your maximum allowable COLA, we will make a "withdrawal" from your COLA bank, if available, in order to bring your increase up to the maximum allowable for your employer and/or tier.

COLAs by Employer and Tier

Your COLA is based on your employer and tier, and retirement date. Click the link for your former employer below to find your COLA percentage for 2021. The information applies to both General and Safety retirement tiers.

City of San Rafael
City of San Rafael
Tier Retirement Date 2021 COLA
Received
Maximum
Allowable
COLA
Tier 1 On or before 3/31/2019 3% 3%
Between 4/1/2019 and 3/31/2020 2% 3%
On or after 4/1/2020 1.5% 3%
Tiers 2, 3 On or before 3/31/2020 2% 2%
On or after 4/1/2020 1.5% 2%
County of Marin
County of Marin
Tier Retirement Date 2021 COLA
Received
Maximum
Allowable
COLA
Tiers 1, 1A, 1B On or before 12/31/1976 4% 4%
Between 1/1/1977 and 12/31/1977 2.5% 4%
On or after 1/1/1978 1.5% 4%
Tiers 2, 2A, 2B, 3, 3A, 4, 5 On or before 3/31/2020 2% 2%
On or after 4/1/2020 1.5% 2%
LAFCO
LAFCO
Tier Retirement Date 2021 COLA
Received
Maximum
Allowable
COLA
Tier 2 On or before 12/31/1976 4% 4%
Between 1/1/1977 and 12/31/1977 2.5% 4%
On or after 1/1/1978 1.5% 4%
Tiers 3, 4 On or before 3/31/2020 2% 2%
On or after 4/1/2020 1.5% 2%
Marin City Community Services District
Marin City Community Services District
Tier Retirement Date 2021 COLA
Received
Maximum
Allowable
COLA
All tiers On or before 12/31/1976 4% 4%
Between 1/1/1977 and 12/31/1977 2.5% 4%
On or after 1/1/1978 1.5% 4%
Marin/Sonoma Mosquito & Vector Control District
Marin/Sonoma Mosquito & Vector Control District
Tier Retirement Date 2021 COLA
Received
Maximum
Allowable
COLA
All tiers On or before 12/31/1976 4% 4%
Between 1/1/1977 and 12/31/1977 2.5% 4%
On or after 1/1/1978 1.5% 4%
Marin Superior Court
Marin Superior Court
Tier Retirement Date 2021 COLA
Received
Maximum
Allowable
COLA
Tier 1 On or before 12/31/1976 4% 4%
Between 1/1/1977 and 12/31/1977 2.5% 4%
On or after 1/1/1978 1.5% 4%
Tiers 2, 3, 4, 5 On or before 3/31/2020 2% 2%
On or after 4/1/2020 1.5% 2%
Novato Fire Protection District
Novato Fire Protection District
Tier Retirement Date 2021 COLA
Received
Maximum
Allowable
COLA
Tiers 1, 2, 3 On or before 12/31/1976 4% 4%
Between 1/1/1977 and 12/31/1977 2.5% 4%
On or after 1/1/1978 1.5% 4%
Tiers 2A, 3A On or before 3/31/2020 2% 2%
On or after 4/1/2020 1.5% 2%
Southern Marin Fire Protection District
Southern Marin Fire Protection District
Tier Retirement Date 2021 COLA
Received
Maximum
Allowable
COLA
Tiers 1, 2, 3 On or before 12/31/1976 4% 4%
Between 1/1/1977 and 12/31/1977 2.5% 4%
On or after 1/1/1978 1.5% 4%
Tiers 2A, 3A On or before 3/31/2019 3% 3%
Between 4/1/2019 and 3/31/2020 2% 3%
On or after 4/1/2020 1.5% 3%
Tamalpais Community Services District
Tamalpais Community Services District
Tier Retirement Date 2021 COLA
Received
Maximum
Allowable
COLA
All tiers On or before 12/31/1976 4% 4%
Between 1/1/1977 and 12/31/1977 2.5% 4%
On or after 1/1/1978 1.5% 4%