Vesting and Retirement Eligibility

Vesting

Vesting entitles you to receive a lifetime monthly retirement benefit from MCERA once you have met all eligibility requirements. All members are vested after earning and/or purchasing five years of retirement service credit. If you have established reciprocity with another qualified retirement system, your reciprocal service credit is included in determining eligibility for both vesting and retirement.

Retirement Eligibility Requirements

Your minimum retirement eligibility is based on your retirement tier, which specifies the minimum age and service credit requirements. Your reciprocal and purchased service is included when determining retirement eligibility.

In addition to tier requirements, Safety members in Classic tiers are eligible to retire after earning 20 years of service credit regardless of age, and General members in Classic tiers are eligible to retire after earning 30 years of service credit regardless of age. Members in all tiers are eligible to retire at age 70 with any amount of service credit.

Click the link for your employer below to see the minimum retirement eligibility requirements for each tier.

City of San Rafael
City of San Rafael
Tier Age Service
Safety Classic Tier 1 50 10 years of service, or vested with 10 years of membership
Safety Classic Tier 2 50 10 years of service, or vested with 10 years of membership
Safety PEPRA Tier 3 50 5 years of service
General Classic Tier 1 50 10 years of service, or vested with 10 years of membership
General Classic Tier 2 55 10 years of service, or vested with 10 years of membership
General PEPRA Tier 3 52 5 years of service
County of Marin
County of Marin
Tier Age Service
Safety Classic Tier 1A, 1B 50 10 years of service, or vested with 10 years of membership
Safety Classic Tier 2A, 2B 50 10 years of service, or vested with 10 years of membership
Safety PEPRA Tier 3 50 5 years of service
General Classic Tier 1 50 10 years of service, or vested with 10 years of membership
General Classic Tier 2 50 10 years of service, or vested with 10 years of membership
General Classic Tier 3 50 10 years of service, or vested with 10 years of membership
General Classic Tier 3A 55 10 years of service, or vested with 10 years of membership
General Classic Tier 4 55 10 years of service, or vested with 10 years of membership
General PEPRA Tier 5 52 5 years of service
LAFCO
LAFCO
Tier Age Service
General Classic Tier 2 50 10 years of service, or vested with 10 years of membership
General Classic Tier 3 50 10 years of service, or vested with 10 years of membership
General PEPRA Tier 4 52 5 years of service
Marin City Community Services District
Marin City Community Services District
Tier Age Service
General Classic Tier 1 50 10 years of service, or vested with 10 years of membership
General PEPRA Tier 2 52 5 years of service
Marin/Sonoma Mosquito & Vector Control District
Marin/Sonoma Mosquito & Vector Control District
Tier Age Service
General Classic Tier 1 50 10 years of service, or vested with 10 years of membership
General PEPRA Tier 2 52 5 years of service
Marin Superior Court
Marin Superior Court
Tier Age Service
General Classic Tier 1 50 10 years of service, or vested with 10 years of membership
General Classic Tier 2 50 10 years of service, or vested with 10 years of membership
General Classic Tier 3 50 10 years of service, or vested with 10 years of membership
General Classic Tier 4 55 10 years of service, or vested with 10 years of membership
General PEPRA Tier 5 52 5 years of service
Novato Fire Protection District
Novato Fire Protection District
Tier Age Service
Safety Classic Tier 1 50 10 years of service, or vested with 10 years of membership
Safety Classic Tier 2 50 10 years of service, or vested with 10 years of membership
Safety PEPRA Tier 3 50 5 years of service
General Classic Tier 1 50 10 years of service, or vested with 10 years of membership
General PEPRA Tier 2 52 5 years of service
General PEPRA Tier 2A 52 5 years of service
Southern Marin Fire Protection District
Southern Marin Fire Protection District
Tier Age Service
Safety Classic Tier 1 50 10 years of service, or vested with 10 years of membership
Safety Classic Tier 2, 2A 50 10 years of service, or vested with 10 years of membership
Safety PEPRA Tier 3, 3A 50 5 years of service
General Classic Tier 1 50 10 years of service, or vested with 10 years of membership
General PEPRA Tier 2 52 5 years of service
Tamalpais Community Services District
Tamalpais Community Services District
Tier Age Service
General Classic Tier 1 50 10 years of service, or vested with 10 years of membership
General PEPRA Tier 2 52 5 years of service